Call a Personal Injury Lawyer in Katy, Texas
The first step is to call a lawyer who has experience in the area dealing with personal injury claims and with the insurance companies that so often love to deny them. Sometimes insurance companies deny these claims because they’re hoping you won’t challenge the denial: your lawyer knows how to challenge a denial effectively.
In other cases, the initial denial is simply the opening salvo in the negotiations, and they are expecting you to negotiate. If you’re not experienced with this, it’s a lot easier when you have a lawyer who is. Click here to learn more.
Understand the Denial
You need to know exactly why you’re being denied if you’re going to effectively fight back. Take the time to read carefully through the denial with your lawyer and ask questions. Sometimes, these denials are relatively easy to fix because it’s something simple like a missed piece of paperwork, a wrong date, or an incorrectly filed claim.
Write a Demand Letter
Your lawyer can help you to write a demand letter that highlights exactly what you’ve lost and exactly why the insurance company is responsible. These letters are always most effective when written by someone with legal experience. The insurance company can tell when the letter writer knows what they’re talking about and are more likely to negotiate in good faith when you have a lawyer representing you.
A denial is not the end of the world, but a good lawyer is the best way to reverse it.
